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Liz's Crafts' Blog

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3D Secure Card Processing

Friday, June 22, 2007

From the 1st of July we will be operating 3D Secure processing for payment transactions made through the Protx gateway on our website. 3D Secure stands for 3 Domain Secure. There are 3 parties involved in the 3D Secure process which are:
  • The Vendor
  • The Acquiring Bank
  • Visa or MasterCard
3D Secure is a culmination of "Verified by Visa (VbV)" and "MasterCard Secure Code (MSC)". 3D Secure is the latest fraud prevention initiative launched by the card schemes as a more secure method for authenticating the shopper at the time of the transaction. Once you have entered your card details on the Protx payment page you will be prompted on the confirmation page to register you card for 3D Secure (if you have yet to do so) or proceed with the transaction and enter your password. If you have yet to register, you will be invited to register and complete as a one off, three steps (the steps below are an example):
If you have already registered your card, you will be redirected to the Verified by Visa/MasterCard Secure Code website to enter your password:
Following this you will be directed back to our website as normal. Although this puts another short step into the payment process, we think that most of our customers will appreciate the extra security this scheme offers for online shoppers.

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posted by Liz-Craft on Friday, June 22, 2007 Permalink »